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2014 ANNUAL BENEFIT OPEN ENROLLMENT

Each year, the Colleges host a Benefits Open Enrollment during which employees may change or enhance their benefits package to suit their needs for the coming year.

This year's annual Open Enrollment period is scheduled November 8 through November 22, 2013.

If you wish to enroll in, change, or enhance your present benefits coverage, you must do so during this time period. Should you fail to make a change during this period, changes during the year can be made only in the event of a qualifying change in life status. Otherwise, you will be required to wait until the next Open Enrollment period to make changes.

Please review your current benefits plan in order to determine whether it still meets your requirements (we can provide you with a complete list of your benefits upon request). Also, please note that by law, certain benefits require new enrollment each year, including flexible spending accounts and the medical insurance opt-out program.

Noteworthy Changes

  • Beginning January 1, 2014, the Colleges' health insurance plan will be administered by Excellus Blue Cross/Blue Shield. The two plans that will be offered are Excellus Blue PPO (this plan combines the former Aetna EPO and POS plan) and the Excellus Simply Blue High Deductible Health Plan.
  • Prescription Drug coverage for the Excellus Blue PPO plan will be provided by Express Scripts, Inc. The copay structure for 2014 will be $10/$30/$50 and the availability of mail-order service will continue. In addition, children under the age of 19 will have no copay for generic prescriptions. Separate pharmacy ID cards from Express Scripts will be issued to those who are enrolled in this plan. Prescription drug coverage for Excellus Simply Blue High Deductible Health Plan (HDHP) will be provided by Excellus with the copay structure of $10/$25/$40 and no copays for generics for children under the age of 19. No separate card will be issued for those enrolled in the HDHP.
  • The 403(b) annual limit for 2014 will remain the same at $17,500.  If you wish to make changes to your retirement contributions by the first pay of 2014, please submit your Salary Reduction Agreement (SRA attached) form to HR by December 18th. 2014 Salary Reduction Agreement Form
  • HR will hold an Open Enrollment Benefit Fair on Monday, November 18th from 10:00 am to 2:00 pm in the Vandervort Room. Representatives from Excellus, Guardian, Liberty Mutual, Family Counseling Service of the Fingerlakes (EAP), TIAA CREF and MVP (for retirees) will be available to answer any question you have regarding benefits.

A listing of the specific plans in which you can enroll or make changes are as follows:

1) Medical Insurance Programs offered through Excellus Blue Cross/Blue Shield

Excellus provides two plans to choose from:
a) Excellus Blue PPO (In- and Out-of-Network coverage)
b) Excellus Simply Blue High Deductible Health Plan (Health Savings Account and High Deductible Plan with In-and Out-of-Network coverage)

Excellus Medical Enrollment/Change Form

Excellus HSA Payroll Deduction Form - coming soon!

Excellus Healthcare Claim Form - coming soon!

c) Prescription drug coverage for Excellus Blue PPO plan participants will be provided by Express Scripts, Inc. With this change participants enrolled in this plan will receive a separate pharmacy ID card and a welcome package in mid-December. Participants should present your new pharmacy ID card each time you fill a prescription either through retail outlet or through the mail order program. If you are enrolled in the Excellus Simply Blue High Deductible Health Plan the prescription drug coverage will be provided by Excellus.

Express Scripts FAQ - coming soon!

Express Scripts Home Delivery Information

Express Scripts Mobile App Information

Express Scripts Basic Formulary

2014 Medical Bi-Weekly Payroll Deduction Rates

2014 Faculty & Administrative Bi-Weekly Paycheck Rates

2014 Administrative Hourly Bi-Weekly Paycheck Rates

2) Guardian Dental Insurance - Enrollment is required for all who wish to enroll if you are not already enrolled or if you want to make a change or terminate your plan.

2014 Dental Bi-Weekly Paycheck Rates

Guardian Dental Summary

Guardian Dental Enrollment Form

Guardian Dental Claim Form

3) Guardian Vision Insurance

2014 Vision Bi-Weekly Paycheck Rates

Guardian Vision Summary

Guardian Vision Enrollment Form

Guardian Vision Out-of-Network Claim Form

4) Flexible Spending Accounts for Health and Dependent Care Expenses - Enrollment Form

FSA Handbook

Flexible Benefit System FSA Health Expense Claim Form

Flexible Benefit System FSA Dependent Claim Form

Aetna FSA Health Expense Claim Form - to use against your 2013 account

Aetna FSA Dependent Care Claim Form - to use against your 2013 account

Aetna Over-the-counter Expense Claim Form - to use against your 2013 account

5) The 2014 Medical Opt Out Stipend will be in the amount $1000 paid on January 17, 2014. If you are not enrolling in, or wish to terminate your plan with the Colleges, please complete the 2014 Medical Opt Out form by November 22, 2014..

6) Retiree health plans will continue to be available through Aetna Medicare Advantage and MVP Preferred Gold.

Aetna Medicare Advantage and MVP Preferred Gold Rates

7) Supplemental Life and Accidental Death & Dismemberment Coverage through Lincoln: Please contact the Office of Human Resources at ext. 3312 for information on life insurance.

PLEASE NOTE THAT HUMAN RESOURCES WILL NOT HONOR ANY CHANGES SUBMITTED AFTER THE CLOSE OF BUSINESS ON FRIDAY, November 22nd. IF YOU DO NOT ELECT ANY CHANGES, YOUR CURRENT BENEFIT ELECTIONS WILL REMAIN IN EFFECT WITH THE EXCEPTION OF FLEX SPENDING AND MEDICAL OPT-OUT WHICH WILL CEASE DECEMBER 31, 2013.

 

CONTACT

If you have questions regarding benefits eligibility, please contact Human Resources at ext. 3312.