As college costs continue to rise, the availability of financial aid becomes increasingly important. If you are concerned about your ability to afford a Hobart and William Smith education, you may use our Early Estimator for Financial Aid, on the right, to get an idea of your eligibility to receive financial aid at HWS.

When an offer of financial assistance is made, all available funds will be considered in an attempt to meet your demonstrated need. This includes federal, state and institutional resources from scholarships, grants, loans and work-study.

More than 83% of first-year students receive HWS grants and/or scholarships. In 2014-2015 the average first year award was $23,451 and average total aid package was $34,571. The 'self-help' portion of the aid package consists of student loans and/or work-study and is kept to a reasonable level, typically $2,000 in Federal Work-Study, if eligible, and $5,500 in Direct Loans.

Please visit our HWS Loan and Resource Center for additional information on the various resources available to help finance the costs of a Hobart and William Smith education.


What you need to do:

  1. Submit CSS PROFILE online and designate HWS as a recipient using school code 2294. Students who indicate their natural parents are divorced, separated or were never married MUST have their non-custodial parent complete the Noncustodial PROFILE (NCP). If applicable, please provide your non-custodial parent with your 7-digit CSS ID, which is generated upon completion of your CSS Profile, so s/he may complete and submit the NCP.

  2. Send an email to to request an early estimate of financial aid eligibility. Inform us of CSS completion and attach a current high school transcript.

After January 15:

  1. Estimates will not be given to a 2016-17 applicant after January 15.

What HWS will do:

Send a letter including an estimated aid package based on the current academic year.

Please note: Results of Early Estimator applications do not constitute an offer of financial aid or admission by Hobart and William Smith Colleges. The early estimator program is for planning purposes only. Should a student decide to apply to HWS they will need to apply for financial aid using the CSS PROFILE and FAFSA applications by the appropriate deadlines. Early Estimator applications will not be reviewed after a student has applied for admission to the Colleges. The Early Estimator program is only available to students who are U.S. citizens or permanent residents.


These online calculators are available to help estimate family contribution, college savings and loan repayment. Information you provide is secure and completely confidential.

  1. Expected Family Contribution Calculator
  2. College Savings Calculator
  3. Student Loan Calculator
  4. Parent Debt Calculator
  5. Parent Loan Repayment Calculator
  6. Net Price Calculator


Office of Financial Aid
300 Pulteney Street, Demarest Hall
Geneva, NY 14456

Phone: (315) 781-3315
Fax: (315) 781-4048

Office hours:
Monday – Friday, 8:30 a.m. – 5 p.m.


Preparing Students to Lead Lives of Consequence.