All international applicants who wish to be considered for financial aid must complete the CSS/Financial Aid PROFILE and the Certification of Finances. Designate Hobart and William Smith Colleges by using school code 2294. Complete the application using the estimated/actual 2015 income and tax information by November 15 for Early Decision candidates; January 15 for Early Decision II candidates; and February 1 for all other applicants.

Hobart and William Smith Colleges do not offer financial aid waivers. We offer merit based scholarships as well as need-based grants to international students. In addition, we offer an affordable, in-house loan product. The interest rate on this loan is fixed at 8.5% and the repayment term is ten years, with repayment beginning six months after graduation. Interest accrues when repayment begins. A promissory note is required annually for this loan. Instructions for completing your promissory note online will be sent to your HWS e-mail in June. Please read our Application Disclosure for additional information.

The average package typically equals more than half the annual cost of tuition, room and board. Highly competitive applicants will be considered for a full tuition scholarship.

Financial aid is available for a maximum of eight semesters for those who enroll as first-year students. For those entering with advanced standing (transfers), aid is available for the time allotted to complete a degree.

Awards are based on demonstrated financial need and, if it becomes apparent that such need no longer exists, may be reduced.

Financial aid funds are disbursed only after students receive their F-1 visa status. To learn more about immigration statuses and working in the United States, visit the International Student Affairs webpage.


To inquire about financial aid and loan programs available to international students, contact the Office of Financial Aid at finaid@hws.edu or call (315) 781-3315.