There are many types of fraud, and e-mail is an inexpensive and popular method for distributing fraudulent messages to potential victims. According to the US Secret Service, hundreds of millions of dollars are lost annually and the losses continue to escalate. Most fraud is carried out by people obtaining access to account numbers and passwords. Never respond to any message that asks you to send cash or personal information. You won't receive any riches, and in fact you could get into legal trouble if you become involved with one of these scams.
Some of the most common fraudulent messages are non-monetary hoaxes or non-monetary chain mail. Treat these as you would spam. However, if you receive an e-mail message that appears to involve money, or asks for personal information, do not respond.
You can report phishing, spam and any scam attempts to the company that's being spoofed. You may also forward any message to email@example.com. Forwarding messages allows for the HWS spam filter to “learn” what type of spam and phishing attempts may be circulating and adjust itself to better block these messages. To check for mail filtered by the HWS spam filter, go to antispam.hws.edu and log in with your HWS network username and password.
Some information supplied courtesy of Baylor University.