As college costs continue to rise, the availability of financial aid becomes increasingly important. If you are concerned about your ability to afford a Hobart and William Smith education, you may use our Early Estimator for Financial Aid, on the right, to get an idea of your eligibility to receive financial aid at HWS.
When an offer of financial assistance is made, all available funds will be considered in an attempt to meet your demonstrated need. This includes federal, state and institutional resources from scholarships, grants, loans and work-study.
More than 80% of first-year students receive HWS grants and/or scholarships. In 2011-12 the average first year award was $22,865 and average total aid package was $35,087.
The 'self-help' portion of the aid package consists of student loans and/or work-study and is kept to a reasonable level, typically $2,000 in Federal Work-Study, if eligible, and $5,500 in Direct Loans.
Please visit our HWS Loan and Resource Center for additional information on the various resources available to help finance the costs of a Hobart and William Smith education.
Please note: The Early Estimator program is only available to students who are U.S. citizens or permanent residents, or Canadian citizens. We need to receive the Early Estimator Application in our office no later than January 1.
Print and complete the one-page Early Estimator Application (PDF).
Attach a recent high school transcript, 2010 federal income tax returns and W-2s for both the student and parents, and mail them to:
Office of Financial Aid
c/o Hobart and William Smith Colleges
300 Pulteney Street, Demarest Hall
Geneva, NY 14456
Calculate your estimated family contribution (EFC) using both the federal and institutional needs analysis formulas.
Send you a letter that provides both the family contribution and your eligibility for financial aid. An estimated aid package will also be included based on the 2011-12 academic year.
These online calculators are available to help estimate family contribution, college savings and loan repayment. Information you provide is secure and completely confidential.
